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On this week’s episode of "Mondays with Matthew," Windermere Chief Economist, Matthew Gardner, takes another look at mortgage rates and forecasts what we can expect in the coming months for rates, affordability, and inventory.
More •
October 9, 2020
Windermere Offices Continue to Give Back Through COVID-19
Pictured L to R: Hoku Beebe, Samantha Dallas, Emma Reeves of Windermere Spokane
Through the challenges and restrictions of the COVID-19 pandemic, Windermere offices have stepped up to support their local communities.
Windermere Utah
In an effort organized by Windermere agent Lisa Jungemann, the Utah office donated $5,000 through the Windermere Foundation to the American Foundation for Suicide Prevention, an organization dedicated to saving lives and bringing hope to those affected by suicide. Jungemann also hosted a fundraiser and short walk for AFSP’s Walk Out of Darkness Day on September 12, bringing the total amount raised to $22,300. Walk Out of Darkness is a part of the organization’s signature fundraising series of community, campus, and overnight walks.
Windermere RE/Maple Valley
The Storehouse Covington Food Bank is an organization near and dear to Windermere agent Diana Patterson of the Maple Valley office. Since 1999, The Storehouse’s vision for the Covington community has been to empower their neighbors to reach their full potential by reducing food insecurity. Once on the receiving end of their services, Patterson now serves as a volunteer in an effort to give back to her community. Noticing the strain the COVID-19 pandemic placed on The Storehouse’s ability to serve its community, Patterson partnered with the organization in April for a two-day drive through donation event to replenish their shelves. The effort yielded 1,227 pounds of food and raised over $2,000 in donations.
Diana Patterson with some of the donations for The Storehouse Covington Food Bank
Windermere Spokane
The Windermere Spokane team partnered with their local Big 5 Sporting Goods store to support Family Promise of Spokane, purchasing roughly 90 pairs of shoes and socks for children in the community to start their new school year off on the right foot. Family Promise specializes in connecting homeless families to their neighborhoods, increasing support networks and re-enforcing the skills needed to maintain housing.
Pictured L to R: Laura Zahn, Barb Pielli, and Wendy Shiley handing out socks at the Spokane Big 5 Sporting Goods
Windermere Homes & Estates
Windermere Homes & Estates and Feeding San Diego have made a significant impact for the those in need in their community. Feeding San Diego, a member of Feeding America, envisions a hunger-free and healthy San Diego by connecting every person facing hunger with nutritious meals by maximizing food rescue. Including donations made during our Neighbors in Need campaign this year and a canned food drive during the holidays last year, the Homes & Estates team’s efforts have provided 665,000 meals to the San Diego community.
These are just some examples of the commitment to serve that offices throughout our network have shown during the COVID-19 pandemic. We will continue to showcase these stories as we persist in our support of those in need throughout our local communities.
To find out more about the Windermere Foundation or to make a donation, please visit windermerefoundation.com.
Selling •
October 7, 2020
10 Steps to Selling Your Home
Navigating everything involved with selling your home can seem intimidating. Breaking the process down step by step will keep you organized and ready to work with your agent toward a successful home sale.
1. Choose an Agent
A lot goes into choosing the right agent. If you’re unsure where to start, get referrals from trusted friends, family, and neighbors. Although the ultimate goal is the sale, think about your compatibility outside of the transaction. Their ability to connect with you on a human level through the ups and downs of a home sale is just as important as their expertise and knowledge of the market.
2. Set a Timeline
Depending on your local housing market conditions, your timeline for selling your home may vary. However, a timeline is valuable in that it will keep you organized throughout the selling process and allows you to adjust if circumstances change. Your agent will work with you to build the ideal timeline.
3. What is Your Home Worth?
The key to selling quickly is correctly pricing your home from the first day it hits the market. In particular, overpricing can lead to serious complications in the selling process. Your agent can provide you with a Comparative Market Analysis (CMA) to better determine the best price of your home. CMAs provide information on comparable home sales in your area, both pending and sold, within the past six months.
While an agent will always have the best information, you can also try our automated value estimate tool as a starting point. Our seller page features home values and market information about what buyers are looking for in your area.
4. Repair & Upgrade
Now it’s time to get to work on the house! This is the perfect time to tackle any and all outstanding projects or repairs. Create a list separating which repairs can be done yourself and which need professional attention. This is the time to consider a pre-sale home inspection to identify structural and mechanical problems before your home is on the market.
5. Make the Best First Impression
Making an impactful first impression goes a long way in the minds of buyers, so roll up your sleeves and prepare to check off that to-do-list. Start by cleaning up the garden and lawn, clearing out gutters, and adding color to your flower beds. Apply a fresh coat of paint anywhere you spot peeling or cracked paint. A great way to make an impact is by staging your home, with the goal of making each room feel as spacious and welcoming as possible.
6. Show Your Home
Discuss virtual home tour options with your agent and other ways to generate maximum buyer interest. For in-person showings, it’s best that you leave the premises so the buyer can freely ask their agent questions and visualize the home as their own.
7. Offers & Negotiation
If you are in a seller’s market—defined by low inventory and high buyer competition—it is likely that you will receive offers at – or above – asking price. You can respond to an offer by a) accepting the offer, b) making a counteroffer, or c) rejecting the offer. Counteroffers should always be made in writing and provide a short window of time for the potential buyer to respond. If you are selling in a buyer’s market, you may have to be more open to negotiation. Discuss negotiation strategies with your agent to work toward a satisfying final price.
8. Prepare for Closing Costs
There are costs throughout the selling process, and as the close date approaches, that remains true. Be sure to budget for your real estate agent’s commission, and other common seller’s costs like title insurance, recording fees, and government transfer tax, among others.
9. Home Inspection
Buyer offers are usually contingent upon a professional home inspection. Ask your agent for a home inspection checklist, so you know what the inspector is looking for ahead of time. They typically inspect the home’s foundation, structure, roof, plumbing and electrical systems, floors, windows, doors, and more for signs of damage and weathering.
10. Closing Time
Congratulations! Your home is sold, but there are still some final steps before the deal is done. This is the time to ask the buyer to release any contingencies, sign the title, and close escrow before handing over the keys. Consult your real estate agent for any questions about legal documentation and settlement costs.
If you’d like more information about selling your home, an experienced Windermere Real Estate agent is ready to help. Click the button below to get started.
More •
October 5, 2020
Our Commitment to Change: A Message to Our Community
For nearly 50 years Windermere has been deeply rooted in the communities where we do business. However, the resurgence of the Black Lives Matter movement has made us realize that our roots don’t extend as deep as we thought. It also made us realize that over the decades, the real estate industry has played a significant role in exacerbating systemic racism through redlining and steering, which has prevented many members of historically marginalized communities from building wealth through homeownership.
This summer, we began a robust diversity, equity, and inclusion journey supported by an organization called Moving Beyond that specializes in helping companies integrate and operationalize DEI. Next, we formed two internal workgroups, with a diverse makeup of Windermere franchise owners, managers, agents, and staff to guide and implement DEI efforts across our 10-state organization.
Following three months of collective conversations, we have identified several short- and long-term initiatives on which to focus – all with the aim of building a diverse organization that fosters a sense of belonging and provides equal opportunity across all aspects of homeownership for people of color. Some of these activities can be acted upon right away, as we develop a long-term strategic direction for our DEI efforts.
We’re committed and in it for the long haul, and believe transparency is a critical part of this journey, so here is an update about our goals and progress thus far:
● In August, we conducted an internal survey among our owners, managers, and staff, to create a benchmark of where we are as a company and help guide the direction that we need to take to advance our DEI initiatives. An agent survey is forthcoming in 2021.
● We are producing informational content related to CC&Rs to educate homeowners on how to remove racially restrictive language from their title reports in the 10 states where Windermere operates.
● We are working with an advertising agency that specializes in inclusive and future-forward marketing to evaluate our digital marketing products through a DEI lens.
● We have designated funds for a scholarship program that invests in people of color who want to work in real estate, and are designing training and mentoring programs to aid in their success.
● We are building internal DEI training and development programs, starting with franchise owners, managers, and staff, with plans to expand to agents in 2021.
● We are analyzing our hiring processes to ensure broader representation by people of color.
● We’re generating insights from all these efforts to help us develop a set of thematic pillars to guide our DEI goals and strategy over the long term.
● We’re planning on listening sessions this fall for the Windermere community to continue to have input in this process.
This is just the beginning of what we know will be a long-term journey of awareness and accountability. We are focused and determined to do our part to address discrimination, racism, and inequity within Windermere and the real estate industry. Our efforts stem from the recognition that there is a long history of housing discrimination in the United States and that the inequality in homeownership has deepened the racial divide. Through our work we hope to play a role in finding ways to correct these inequalities. We realize we were late to this movement and should’ve spoken up sooner, but our eyes are open, and we are committed to leading the way towards positive change from here on out.
Market News •
October 5, 2020
Matthew Gardner Weekly COVID-19 Housing and Economic Update: 10/5/2020
This week on "Mondays with Matthew" our Windermere Chief Economist Matthew Gardner covers last week’s top economic headlines. Watch here for updates on the latest Case-Shiller and Consumer Confidence indexes.
Living •
September 30, 2020
A Guide to Going Low-to-Zero Waste
Image Source: Shutterstock
Making the switch to a more sustainable household won’t happen overnight, but there are simple steps you can take to cut down on your home’s waste.
Start your waste-reducing process by getting to know your local disposal guidelines. What you can recycle varies at both the state and city level. Check your local municipality’s website for recycling rules and more information, like whether you need to separate your recycling and if your community accepts food and yard waste for composting.
Waste-reducing principles
Instilling some basic principles of waste reduction into your household will create a solid foundation to build upon.
- Only buy what you will eat. Food waste is a common problem in households everywhere, and the best remedy is to plan ahead before you take your next trip to the grocery store. This method of planning meals will reduce the chances of throwing away unused food items and minimize your food waste overall.
- Keep your recycling clean. It doesn’t take much time to give your recyclables a quick rinse, but it makes a big difference at the recycling center. Avoid recycling items like plastic bags, greasy take-out food containers, and batteries, which contaminate the rest of your recycling.
- Use containers for drinks. Bottled water and paper coffee cups are wasteful and, unfortunately, ubiquitous. By purchasing a durable metal or glass water bottle and a thermos for coffee, you will greatly reduce the waste that comes as a byproduct of daily beverages.
In-home waste reduction
Reducing waste in the kitchen, bathroom, and yard will make a significant difference in the amount of overall waste generated at home.
Kitchen
- Reusable containers: Adding plastic and glass containers to your kitchen repertoire will not only help to reduce food waste, but they will decrease your use of plastic. Mason jars are useful for storing bulk items such as rice, beans, and oatmeal.
- Single-use alternatives: Single-use items like paper towels, paper plates, and plastic cups can be replaced by reusable alternatives. Use kitchen rags to clean up instead of paper towels and hand wash all plates and cups when possible.
- Countertop compost: Set up a small compost bin on your countertop to ensure all compost is accounted for during food prep. When the container is full, take it outside to a larger outdoor compost pile or container.
Bathroom
- Cut down on plastic: For common bathroom items like shampoo, conditioner, and body wash, consider buying in bulk and using a personal container for each. This saves money and reduces the amount of plastic on your bathroom shelves. You can also look for similar products in bar form.
- Continue to recycle: Your home’s recycling practices should go beyond the kitchen. Place a recycling container next to all bathroom garbage bins throughout the house to ensure you dispose of recyclable products properly.
- Reusable razors: Plastic razors have a short shelf life and pose serious recycling problems. Explore more eco-friendly shaving products next time you buy. Look for companies with razors that last and offer subscriptions for replacing blades.
Yard
- Compost: Composting is one of the best things you can do to help reduce waste. Fruits and vegetables, eggshells, coffee grounds, as well as things like yard trimmings, houseplants, and fireplace ashes are all compostable. If you don’t have the space for an outdoor compost, see what community composting options are available near you.
- Other: If you live in a rainy climate, explore installing rainwater catchments in your home. Check for local regulations and tips on preventing pollution before proceeding with any rainwater harvesting.
For additional tips on how to reduce waste at work, at home, and in your community, visit the Environmental Protection Agency’s guide here: Reduce Waste – EPA.
Market News •
September 28, 2020
Matthew Gardner Weekly COVID-19 Housing and Economic Update: 9/28/2020
On this week’s "Mondays with Matthew," Windermere’s Chief Economist, Matthew Gardner analyzes data released last week about existing home sales, new home sales, and mortgages, demonstrating the housing market’s resilience in an economy mired by COVID-19.
More •
September 25, 2020
Windermere Offices Find Safe Ways to Give Back This Summer
Pictured foreground to background: Zoe Brady, Kim Hyland, Angela Cherbas. – Eugene, OR
Preparing for the Holiday Season – Coeur d’Alene, Idaho
On August 29, Windermere’s Coeur d’Alene offices donated $500 to Heart Reach, Inc., the non-profit food bank of the local Heart of the City Church, in support of their 2020 Turkeys and More program. With Thanksgiving right around the corner, this donation will help Heart Reach jumpstart their program year. Heart Reach will work with the United Way to identify and assist 1,700 families facing financial hardship in Kootenai County and provide them with food this holiday season.
Pictured L to R: Evalyn Adams, Heart Reach Inc. coordinator for Turkeys and More, agents Rich Dussell, Karen Hansen and Vicky Houle of Windermere Coeur d’Alene Realty. – Coeur d’Alene, ID
Let the Kids Play! – Seattle, WA
On August 5, the Windermere Sand Point office held their own Community Service Day at Thornton Creek Elementary school, readying the playground for use when school is back in session. Broker Tammy Heldridge led talks with the school district to put the event together, taking proper precautions to follow COVID-19 guidelines. Along with additional help from Heather Curiel, Brixton Ward, and Kate Chamberlin from the Windermere Northgate Office, the brokers, staff, and volunteers worked hard weeding, leveling sand, spreading wood chips and moving planters. Representatives from Seattle Public Schools’ Facilities Department lent a helping hand and by the end of the day, the playground was ready for play.
Above: Pictured L to R: Tammy Heldridge and Kian Pornour
Below: R: Renee Menti Ruhl – Thornton Creek Elementary – Seattle, WA
Gardening For Food Access – Lane County, Oregon
Over the course of three Fridays in August, staff and agents from Windermere Real Estate Lane County worked to transform the gardens of local food bank Food For Lane County, whose mission is to “Reduce Hunger by engaging our community to create access to food.” Working in groups of no more than ten and wearing masks, the teams took to the fields, shoveling dirt and hauling wheelbarrows, breathing new life into gardens that provide food for the community. Even though their original Community Service Day was canceled, “we still wanted to find a way to help the community, especially in a time like this when so many families are having a hard time putting food on the table due to Covid-19,” said Administrative Assistant, Whitney Schmidbauer.
Above: Pictured foreground to background: Zoe Brady, Kim Hyland, Angela Cherbas. Below: Angela Cherbas – Eugene, OR
Feeding Ronald McDonald House Families – Seattle, WA
Through the Windermere Foundation, Windermere Wedgwood donated 50 chicken dinners on August 19 to Ronald McDonald House through local restaurant Wedgwood Broiler. The office was originally scheduled to make dinners for the families at the Ronald McDonald House kitchen earlier this spring. But since the pandemic put a strain on visitors and in-house meal prep, they asked for meals to be packaged and brought in for the families to enjoy. Wedgwood Broiler stepped up with meals of roasted chicken, rice pilaf and fresh veggies.
Pictured L to R: Ann O’Neil, Jay Nemitz, and Michele Flinn picked up the meals and delivered them to Ronald McDonald House – Seattle, WA
Market News •
September 21, 2020
Matthew Gardner Weekly COVID-19 Housing & Economic Update: 9/21/2020
On this week's episode of "Mondays with Matthew", Matthew Gardner discusses the most recent economic and real estate news, including retail sales, consumer sentiment, and the housing market index which is published by the National Association of Home Builders.
Market News •
September 14, 2020
Matthew Gardner Weekly COVID-19 Housing & Economic Update: 9/14/2020
On this week's episode of "Mondays with Matthew,” Windermere Chief Economist Matthew Gardner revisits mortgage forbearance, bringing you the latest in light of some recent headlines.
