I recently read this great story about the Kansas City Secret Santa. Every year for twenty-six years, an anonymous man dressed in red or a Santa disguise would hand out $100 bills to people in need of help. His identity was disclosed in 2006, shortly before he died of cancer. People all over the world, […]

It is December again, and beyond all of the holiday festivities it is also prediction season. It’s that time of year when prognosticators everywhere wax eloquent on what might happen next year and beyond. Looking back, history is full of predictions from silly to bizarre, and from incredibly wrong to amazingly correct.

Perhaps it is just me, but I don’t remember the distance between Halloween and mid-December ever being so short. I am shocked Chanukah has come and gone and Christmas is nearly here. Consensus seems to be that the year has flown past.

Recently, news about how to purchase a real-estate owned (REO/bank owned) home, foreclosure property or short sale is everywhere. Bank owned homes are sold directly from the lender after the foreclosure process is complete, and while you may save quite a bit of money by choosing to go for this type of home, it is not without trials and tribulations.